therapy services

Insurance & Fees

List of in network insurance plans and our session rates

Insurance Plans

Changes Counseling and Wellness Center is in network with many major health plans, however, certain practitioners may not be in network with some plans. New clients are expected to contact your insurance company to confirm coverage for mental health services and to ensure our clinic is in network with your plan. Additionally, we recommend asking about your coverage, such as deductible, co-pay or cost sharing prior to starting services.

Changes Counseling and Wellness Center is in network for the following insurance companies:

  • Aetna
  • Blue Cross Blue Shield 
  • Cigna
  • Health Partners
  • Medica 
  • Medical Assistance Minnesota
  • Optum
  • Ucare
  • UMR
  • United Healthcare

If your insurance plan is not listed here, we can bill your out of network benefits. To understand your benefits, please call your insurance company and ask about out of network coverage for outpatient mental health services. If you have questions about insurance and fees, please let us know.

Session Rates

The following are the session rates for our most commonly offered services. Your individual fees will vary based on your particular insurance plan. We also offer private pay or self pay. Additionally, we offer a sliding fee scale for clients who do not have insurance and who meet income guidelines, please contact us for more information.

  • Intake session: $200
  • Individual psychotherapy/play therapy sessions (based on session duration): $75-$175
  • Family/Couples session: $150
  • Interactive complexity (billed in conjunction with other service): $75
  • Late cancel/ No show fee (not billable to insurance): $75

No Surprises Act/Good Faith Estimate

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals that are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

  • Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit